Hi Lassie, welcome to Social Slimmers
ajmclardie is correct, you will need to syn the bread as you thought.
With regards to how people use their syns, everyone differs. Personally I include mine in my meals - salad dressings, things like ketchup, BBQ sauce, gravy, Tilda rices, stir fry sauces (like the Blue Dragon sauces)
Or I'll just use them on treats like chocolate or crisps... or alcohol. Sometimes it's mostly alcohol
Others use them on things like takeaways of a weekend or something.
It depends on what you want to use them on. SW will never force you to use all of them, but they will always advise theat you use at least 5 a day. Some days you might only use the 5, but other days you might want to use 15. There's nothing wrong with that
Using at least 5 each day will help to stop you feeling deprived of other things.